Term of Services

Our Simple Rules (Terms of Service) for Your  Finance Manager

Last Updated: July 15, 2025

Hi there! Welcome to the Small Business Finance Manager website. These “Terms of Service” (or just “Rules”) are here to explain how you can use our website. When you start using it, it means you’re saying “Okay, I understand!” to these rules. So, please take a quick moment to read them. We’ve worked hard to make them super easy to get.

1. What This Website Is All About

Think of this website as your friendly helper for handling your small business money. It’s built to be really simple – you can quickly write down your income (money coming in) and your expenses (money going out). Then, it helps you see clear reports, like how much profit you’re making or what your business owns and owes. It’s all about making managing your money a lot less stressful!

2. How Our Website Actually Works (This Is Super Important!)

Our website lives completely inside your web browser (like the one you’re using right now, maybe Chrome, Firefox, or Edge) :

• Your Money Info Stays Only With You: Every single piece of financial information you type into the website is saved directly on your computer or device. It sits safely in your browser’s own special storage, like a private notebook that only you can open. We, the people who made this website, do not collect, save, or even get a peek at any of your financial data on our own computers or online. It’s all yours, completely private!
• No Online Backups (For Now!): Because your data is stored only in your browser, if you ever clear your browser’s history or data, switch to a different browser, or get a brand new computer, that information will be gone from the website. We can’t bring it back for you. So, if you want to keep your records safe, please make sure to save them by exporting them first (we’ll show you how!).
• We’re Not Money Experts for You: This website is a cool tool for keeping records and showing you basic reports. But it’s not meant to give you real financial, accounting, tax, or legal advice. For important money decisions or tricky tax questions, you should always talk to a real professional who knows their stuff. They’re the best people to ask!

3. Your Part of the Deal (What You Need to Do!)

When you use our website, we trust you to:

• Be Accurate: Please try your very best to put in correct and up-to-date information. Remember, the reports the website gives you are only as good and smart as the details you feed it!
• Keep Your Device Safe: You’re in charge of keeping your own computer or device secure. That means using strong passwords and making sure your web browser and your computer’s main software are always up-to-date. Think of it like making sure your front door is locked!
• Use It Fairly: Please use the website only for good, legal reasons. Don’t use it for anything that’s against the law or could cause harm to others.
• Save Your Own Backups: We really, really suggest that you regularly save your reports (like to a CSV file, which you can open in programs like Excel). This is the only way for you to make your own copies and keep your data safe outside of your web browser. Don’t rely just on your browser for long-term saving!

4. What We Are (And Are Not) Responsible For

• The Website “As Is”: We offer this website “as is.” That means we’ve put a lot of effort into making it work well, but we can’t promise it will always be absolutely perfect, completely free of tiny problems, or available every single second without any breaks. Sometimes, unexpected things just happen!
• No Blame for Lost Data: Since your data is stored only on your device, we can’t be held responsible if your data gets lost. This could happen if your device breaks down, you accidentally clear your browser’s data, or for any other reason. It’s like if your physical notebook gets lost – we can’t replace it for you.
• No Money Guarantees: We don’t promise that using this website will lead to specific financial results or make your business instantly rich. Your business’s success depends on many things, and our website is just one tool to help you keep track of your information. It’s a helpful tool, not a magic wand!
• Other Services We Use: We use a few basic services from other companies (like “Tailwind CSS” for the website’s look and “Google Fonts” for the text styles). We’re not responsible for how these other services work or their own privacy rules. They’re like ingredients in our recipe; we use them, but we don’t own the company that makes the ingredients.

5. When These Rules Might Change

We might update these Rules from time to time. If we do, we’ll always put the newest version right here on this page. If you keep using the website after we post changes, it simply means you’re okay with the new rules.

6. This Is Our Full Agreement

These Rules are the complete understanding between you and us about how you use this website. There are no secret handshakes or hidden clauses!

7. Need to Chat?

If you have any questions about these Rules, please don’t hesitate to ask! You can usually find a “Help” section right inside the website, or you can get in touch with the person who created the website directly. We’re here to help you understand.